Land Loans

Finance the ideal land for your home or investment property.

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A fixed-rate Land Loan mortgage comes with an interest rate that will not change for the life of your loan, allows you to budget more easily with predictable monthly principal and interest payments, and offers protection from rising interest rates for the life of the loan; no matter how high interest rates go.

Whether you are looking to raise your family or have room to play, let our experienced lending team create the right land loan for you.

 

  • Can be used to purchase or refinance vacant land.  This property can eventually be your primary residence, second home or investment property. 
  • A cash-out refinance loan allows you to access the cash you’ve accumulated in your property’s value to tackle your goals like home improvement, debt consolidation, or investment opportunities.
  • Available in a variety of loan term options up to 15 years, customized to your unique situation. 
  • Financing available up to 80% Loan-to-Value, depending on the type of transaction, property type, and qualifying credit score.
  • Quick, local decision-making and processing.
  • Interest on a home equity loan may be tax deductible.*

 

 

Contact the Mortgage Department

email: [email protected]

phone 1: 504.526.2547

phone 2: 504.526.2546

fax: 504.526.2576

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*Contact a tax advisor for further information regarding the deductibility of interest and charges.

Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

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