Used Auto / Vehicle Loans

There’s nothing wrong with used — in fact, you can get a deal on a vehicle with some miles. Make it an even better deal with a loan from Xplore.

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  • Purchase your next auto at the right rate
  • Competitive, fixed rates on used vehicles
    • Rates as low as 5.24% APR*
  • Up to 120% financing available for qualified buyers 
  • A wide range of terms customized to your unique situation
    • Terms up to 84 months
    • No payments for up to 45 days
    • No prepayment penalties
  • Pre-approval available for extra bargaining power at the dealership 
  • Refinance your current vehicle to potentially lower your rate, decrease your monthly payment, or shorten your term
  • Find peace-of-mind after your purchase with a wide range of protection plans: 
  • Quick, local decision-making and processing 
  • Attentive, friendly service from start to finish 

Easily Find Your Next Vehicle with Xplore Auto

Need help finding your next car? Start your search now!

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*APR = Annual Percentage Rate. Actual rate may vary based on credit score, surcharges, loan term, and loan-to-value. Term of loan may vary based on amount financed. All loan approvals are based on standard underwriting guidelines. Must meet existing auto loan guidelines to qualify. Used Auto Loan Rate cannot fall lower than 5.24% APR and will not exceed 18% APR. Borrower’s rate will not be below the qualifying rate based on term. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Payment example 1: $10,000 borrowed at 5.24% APR for 24 months = $439.79/month. Payment example 2: $10,000 borrowed at 5.99% APR for 60 months = $193.28/month.

Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.