Recreational Auto / Vehicle Loans

Make some new memories on your next outdoor adventure with financing for new and used recreational vehicles.

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  • Bring a new recreational vehicle on your next outdoor adventure 
  • Competitive rates for a wide range of recreational vehicles: 
    • Boats
    • Motorcycles
    • RVs
    • Campers
    • And more 
  • Competitive, fixed rates on new vehicles
    • Rates as low as 7.24% APR*
  • Up to 110%** financing available for qualified buyers 
  • A wide range of terms customized to your unique situation
    • Terms up to 144 months for boats, RVs, and campers
    • Terms up to 60 months for motorcycles
    • No prepayment penalties
  • Pre-approval available for extra bargaining power at the dealership 
  • Find peace-of-mind after your purchase with a wide range of protection plans: 
  • Quick, local decision-making and processing 
  • Attentive, friendly service from start to finish 
  • Make memories in a used recreational vehicle
  • Competitive rates for a wide range of vehicles: 
    • Boats
    • Motorcycles
    • RVs
    • Campers
    • And more 
  • Competitive, fixed and variable rates on new vehicles
    • Rates as low as 7.24% APR*
  • Up to 110% financing available for qualified buyers on boats and motorcycles and 90% financing available for qualified buyers on RV/campers. 
  • A wide range of terms customized to your unique situation
    • Terms up to 144 months for boats, RVs, and campers
    • Terms up to 60 months for motorcycles
    • No prepayment penalties
  • Pre-approval available for extra bargaining power at the dealership 
  • Find peace-of-mind after your purchase with a wide range of protection plans: 
  • Quick, local decision-making and processing 
  • Attentive, friendly service from start to finish 
Apply Now

*APR = Annual Percentage Rate. Actual rate may vary based on credit score, discounts and/or surcharges, loan term, and loan-to-value. Term of loan may vary based on amount financed. All loan approvals are based on standard underwriting guidelines and/or automated credit-scoring benchmarks. Must meet existing vehicle loan guidelines to qualify. Rate cannot fall lower than 7.24% APR and will not exceed 18% APR. Borrower’s rate will not be below the qualifying rate based on term. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Payment example: $10,000 borrowed at 7.24% APR for 36 months = $309.87/month.

**Maximum Loan to Value on Purchase Price Boats, RV's/ Camper is 90%

Boats: Dealer purchases only. Loan terms may vary based on amount financed. Boats requiring Coast Guard registration are excluded from financing. Length of Boat cannot exceed 25 feet.

Motorcycles: Dealer purchases only. Loan term max of 60 months.

Approval and terms are based on member’s credit and ability to repay. The rate may vary depending on each individual’s credit history and underwriting factors. All recreational vehicles must not be more than 5 years in age. Certain restrictions apply. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice.

Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.