Auto Loan Refinancing

Refinance with Xplore and start saving today!

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Have a high rate auto loan with another financial institution? Look no further! Get what's best for your pockets from us! We'll give you up to 1% off your rate.**

  • Refinance your current vehicle to potentially lower your rate or shorten your term
  • Competitive, fixed rates
    • Rates as low as 4.74% APR*
  • A wide range of terms customized to your unique situation
    • Terms up to 84 months
    • No payments for up to 45 days
    • No prepayment penalties
  • Find peace-of-mind after your purchase with a wide range of protection plans: 
  • Quick, local decision-making and processing 
  • Attentive, friendly service from start to finish 
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*APR = Annual Percentage Rate. Actual rate may vary based on vehicle model year, credit score, surcharges, loan term, and loan-to-value. Term of loan may vary based on amount financed. All loan approvals are based on standard underwriting guidelines. Must meet existing auto loan guidelines to qualify. Rate cannot fall lower than 4.74% APR and will not exceed 18% APR. Borrower’s rate will not be below the qualifying rate based on term. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Payment example 1: $10,000 borrowed at 4.74% APR for 24 months = $437.55/month. Payment example 2: $10,000 borrowed at 5.49% APR for 60 months = $190.97/month.

**Must meet existing auto loan guidelines to qualify. Minimum refinance amount $10,000. Actual rate may vary based on credit score, discounts and/or surcharges, vehicle model year, loan term, and loan-to-value. Term of loan may vary based on amount refinanced. Member(s) receive 1% off the APR. 1% off the APR applies to competitors’ rates on new or refinanced autos as long as the APR does not fall below Xplore FCU’s qualifying rate for the term of the loan. Annual percentage rate will not be lower than 4.74% APR and will not exceed 18% APR. Cannot be combined with other offers. 1% off is not eligible for loans currently financed with Xplore FCU. Certain restrictions apply. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Federally insured by NCUA.

Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

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